InDepth

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Good morning. On our minds today: Is American democracy in real danger? Historian Jon Meacham explains why this moment of polarization is different. Plus, from beach closures to assaults on police, communities are confronting a growing youth phenomenon that experts say runs deeper than delinquency. Read these and other important analyses below.

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Little Known RMD Strategy Allowed by the IRS

For investors with $1M+ in retirement accounts, the tax code allows specific strategies that can reduce your tax exposure once RMDs begin—but only if used before then. 

The window is open for anyone within ten years of 73. A fiduciary advisor can review which may apply, at no cost.

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